Buy Now Pay Later with PayPal "Pay in 4"

What is "Pay in 4"?

PayPal's "Pay in 4" is an innovative service that lets you split your purchase into four easy, interest-free payments.

How does it work?

  1. Proceed to Checkout.
  2. Ensure PayPal is selected at the Payment step.
  3. Proceed to 'Pay with PayPal' and on the PayPal page scroll down and Select 'Pay in 4' and and finalise your purchase.
  4. Pay the first instalment at the time of purchase. The remaining three payments will be auto-deducted every two weeks.
PayPal Pay in 4 is easy

Why choose "Pay in 4"?

  • Zero Interest & No Hidden Fees: No interest charges. Plus, no sign-up or late fees.
  • Widely Accepted: Use it at millions of online retailers globally.
  • Trusted & Secure: Backed by the well-known security and buyer protection of PayPal.
  • Quick Decisions: Get a swift decision in seconds when opting for "Pay in 4".

    Why "Pay in 4" benefits both shoppers and us:

    While there are other Buy Now Pay Later (BNPL) options available, such as Afterpay and Zip Pay, "Pay in 4" stands out because:

    • It's supported by a global platform known for its secure transactions.
    • It's accepted by countless online merchants, providing you with more shopping options.
    • The process is straightforward with no hidden costs.
    • Better Value for You: We favor "Pay in 4" as it doesn't impose excessive merchant fees. This savings allows us to provide better value to our customers.
    PayPal Pay in 4

    Additional Information:

    • Available for eligible transactions between AU$30 and $2,000.
    • Repayments are automatic and taken from your PayPal account.
    • Repaying the full amount anytime is possible without incurring fees.
    • Credit checks may be performed, and missed payments could impact your credit rating.

    Facing Financial Challenges? 

    Dad Certified and PayPal are dedicated to supporting our customers. If you foresee any issues with your repayments, reach out to PayPal immediately. Independent advisory services are also available for those in financial distress.

    Want more details? 

    For more information, check out PayPal's information page and FAQs here.